Last week was a difficult and stressful one. My dad, sitting here with my mom a few years ago outside the nursing home where my mom was in full-time care for Alzheimer's, had reached a crisis point that we children had to respond to. He lived by himself in the house shown below since my mom had to go into care.
They had emigrated from the UK in 1957 to Toronto, and after living in a couple of rentals for a few years, this was their first and only home purchase in 1962 - for $14K. They had very little money and had a first mortgage of $9,500 and a second mortgage from the builder for much of the rest.
I can remember my mother telling us how much they pinched pennies to make those mortgage payments. I think it took about 10 years to pay the whole thing off, which was their biggest desire. Now it is worth many, many times more - a shocking amount more - mainly for the large lot it sits on.